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How does disability insurance work?
In the event that you become disabled, a disability insurance policy would pay you monthly payments to help you pay your bills. This kind of insurance can be purchased as either a stand-alone policy, or as an add-on to your life insurance policy.
Why do I need disability insurance?
To ensure that you and your family will be financially secure in the event that you become disabled and unable to work.
What are the advantages of disability insurance?
A disability insurance policy helps ensure that you and your family can continue to pay your bills in the event that you become disabled. This kind of insurance will also help you avoid the issues and inefficiencies that can come up if you rely solely on Social Security Disability.
Can I afford disability insurance?
Most likely! Disability insurance polices are unbelievably affordable. There’s also many variables that you can adjust to make sure the policy fits your specific needs and budget.
Do I qualify for disability insurance?
With no physical exam typically being required, your coverage will simply be based on your health, lifestyle, occupation, and income.
When should I buy disability insurance?
It’s impossible to predict when you will need disability insurance, so the sooner the better.